An affordable home in a healthy neighborhood is fundamental to safety, stability, and opportunity. Community development financial institutions (CDFIs) like Reinvestment Fund play a vital role in using flexible capital to support housing that is affordable and responsive to the needs of the local community. Flexible capital includes a wider underwriting box with features such as lower borrower equity requirements, higher than standard loan-to-value requirements, lower debt service coverage (DSCR) requirements. Read full article
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