Lending

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Democratizing Capital

 

Catalyst provides flexible funding to small businesses and mission-aligned organizations in order to create jobs, stimulate economic growth, and revitalize communities.  

Our Capital

 

As a mission-based organization, Catalyst offers funding programs that help stimulate economic growth and elevate the quality of life for those living in low- and moderate-income communities. Our loans finance small business owners looking to grow their business or acquire commercial real estate, first-time entrepreneurs looking to start a company, and nonprofit organizations in need of funding in order to further their missions. Acknowledging that every situation is unique, we take the time to understand the needs of our clients and the communities they serve, and create customized funding solutions that will help fuel their success.   

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Microenterprise Loans

Flexible funding for small businesses and start-ups

 

Catalyst offers financing for microenterprises, defined as businesses with five or less employees, and start-ups who employ or provide services to low- and moderate-income people. Loan amounts range from $2,000 to $50,000. 

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Bridge Loans

Fast funding for transactions that require flexibility and creativity

 

Catalyst provides funding for transactions that need quick turn-time and flexible terms. Loan amounts range from $250,000 to $5,000,000 for affordable/workforce housing and owner-occupied commercial real estate, including SBA 504 interim 2nd loans.

Nonprofit Loans

Loans for mission-based 501 (c)(3) organizations 

 

Catalyst works with nonprofit organizations in need of funding for working capital by providing short-term loans to bridge grants receivable and capital campaigns. 

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SBA 504 Loans

Small business loans for owner occupied commercial real estate

Loans for the acquisition, refinance, or construction of owner occupied commercial real estate. Loan amounts from $500,000 to $10,000,000 and loan-to-value up to 90%. 

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